Financial Advisor in Auckland, Wellington, and whole New Zealand

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Home Loans

Get competitive rates for your dream home with flexible payment options.

Car Loans

Drive your dream car today with affordable financing solutions.

Business Loans

Grow your business with tailored commercial lending options.

Personal Finance

Take control of your finances with smart personal loan solutions.

We provide advice in relation to products provided by the following companies:

Home Loans

Buying your first home is one of the biggest decisions you'll make. From jargon filled paperwork, to inspections and ultimately, sealing the deal - we're here to give it to you straight.

Car Loans

We all love that new car smell, but not everyone can buy a new car upfront. I can work with over 20 banks and lenders to find a competitive car loan suited to you.

Next Home Loans

Downsizing, upsizing, a sea change to city living - buying your next home starts with knowing what to do with your current property. But no matter what, you'll need a new loan, or at the very least, a new spin on your current one. We will work to find the right mortgage solution for you.

Personal Loans

Want to go on a holiday, pay for a course or buy some new furniture but need a personal loan to get you the extra funds you need? We can find the right personal loan solution for you. Let's talk!

Property Investment Loans

Whatever your next step, we’ll help you secure the finance for your investment property

Refinancing

Refinancing your existing loan can save you money and trim your mortgage. Is your existing loan structure still meeting your needs and current situation? We may help to save you some money. Get in touch!

Commercial Loans

Whether you need to upgrade your warehouse space, expand stores or find a bigger office, we will help you navigate the commercial loan minefield, ultimately finding one that works for you.

Construction loans

There can be a few bumps in the road when you're building your dream home from scratch. That's why it's a smart move to sort out your finances before entering into a contract.

What makes us different?	Fair Advice NZ	Banks & lenders
Your own personal, non-bank affiliated home loan expert
Free for you See how we're paid
We work in your best interests to find the right solutions for you
We work on your behalf
Access to multiple banks and lenders in one place
We provide ongoing support and guidance as part of our financial advice service to you

Fair Advice Insurance Advisers built its foundation on providing trusted and fair advice.

When it comes to insurance, there’s a fundamental difference between information and trusted advice. With Fair Advice you can be assured that qualified and experienced advisers listen to you and provide tailored insurance solutions for your personal and business needs that you can rely on.

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Call us: 0800202011

Get an insurance quote!

Life insurance

A life insurance plan helps protect your loved one’s financial future if something unexpected happens to you. It can also help to protect financially against critical illnesses, the loss of income if you get ill, or to ensure your mortgage repayments are covered if anything were to happen. Let us do the hard work and search for the right insurers for your needs and situation.

Get an insurance quote!

Trauma insurance

Recovering from a serious illness, injury or medical procedure takes time. Trauma Insurance provides you with a lump sum payment to help financially while you recover.

We often experience financial hardship as a result of a serious illness or injury to ourselves or a family member. Having trauma insurance can provide much-needed financial support to cover whatever you need, like taking care of medical treatment and rehabilitation costs, or simply allowing you financial breathing space, so you and your family members can recover.

Get an insurance quote!

Medical insurance

Our public health system and ACC supporting people who require urgent medical attention. However, many health issues Kiwis face are either not accidental or can result in delayed treatment due to long waiting lists and can cost thousands. we’ll find you best Medical Insurance and cost-effective prices from top New Zealand insurers

Life insurance
Trauma insurance
Medical insurance

OUR VISION

To be the premier financial advisory firm and achieve desired results for Kiwis.

Mission

To build lasting relationships with our clients and promote health and prosperity to communities.

About us

Who We Are

We offer clients a complete service with one point of contact right through from start to finish, providing totally impartial financial advice for Mortgages and Insurances, recommending suitable products and submitting applications through to completion.

Why use Fair Advice NZ?

Your Fair Advice NZ adviser is your trusted adviser on Mortgage & Insurance solutions.

Our Financial Advisers help you choose the coverage you need to take care of yourself and feel good about taking care of your loved ones’ future.

We take the time to understand your Mortgage & insurance requirements and provide our professional advice according to your needs.

We can give you advice throughout the claims process, and can advocate on your behalf with insurance companies, for no charge.

Take care of your child

Trauma related cover for your kids

It protects parents financially when children suffer from the listed serious medical conditions.

Fair Advice NZ

5.0

Based on 127 reviews

See all reviews Write a review

We are so grateful for the amazing support we received from our mortgage advisor throughout our home-buying journey. From the very beginning Gulshan and Praveen were patient, knowledgeable and always willing to explain every step clearly. They guided us through the entire process, helped us understand our options and made sure we felt confident with every decision.Their communication was excellent and always quick to respond no matter how many questions we had. They truly went above and beyond to make the experience smooth and stress-free for us.Thanks to them for the hard work and expertise, we were able to secure our home with confidence. We highly recommend FAIR ADVICE NZ to anyone looking for a trustworthy and supportive advisor.

twinkle randhawa

1764221262

⭐⭐⭐⭐⭐ 5/5 – Great Experience With PraveenWe were first-home buyers and honestly didn’t know much about the process, but Praveen made everything so easy for us. His communication was clear, consistent, and always on time. He explained every step in a simple way and even shared information that wasn’t really part of his job — just to make sure we felt confident and understood what was happening.Praveen arranged everything smoothly and guided us on what to expect in each stage. Because of him, the whole process felt stress-free and organised.We really appreciate all his effort and support. Thank you, Praveen

sandeep dhillon

1764132630

I want to sincerely thank Praveen garu and Gulshan Ji for their incredible dedication and expertise in helping me secure my home loan approval. My application was quite complex, but they handled every challenge with patience, professionalism, and determination.Throughout the process, they guided me clearly, kept me updated at every stage, and worked tirelessly with the bank to ensure the best possible outcome. Their deep understanding of lending processes and strong communication made all the difference.Thanks to their efforts, I was able to achieve my dream of buying a home — something I wasn’t sure would be possible given my situation. I truly appreciate their support and highly recommend them to anyone looking for a knowledgeable and trustworthy financial advisor, especially for challenging loan applications.

Indu OO

1761879645

Best advice and servie you can get in Auckland with positive and quick results. He is such a calm guy, really easy to deal with. Highly highly reccomended.

simran sarao

1759101460

Dear Gulshan,It has been an absolute privilege to work with you over the past few years. We both are filled with gratitude for the incredible support you’ve provided in helping us achieve our dream of purchasing a childcare business, just as you expertly guided us through buying our investment properties previously.Before we met you, we approached our own bank to buy an investment property, but the experience left us feeling unheard and frustrated, with slow responses and unclear guidance. Then we reached out to you, hoping for a better outcome and you exceeded every expectation. From the moment we contacted you, your prompt response and dedication made us feel assured.We’re so happy we chose to work with you and find someone so efficient and approachable, always ready to answer our questions with great advice. You explained everything clearly and patiently, making us feel confident and informed every step of the way. Your professionalism and friendly nature made this process so smooth and helped us to achieve our dream of the Childcare business.Thank you so much for everything.Jawa Thakur

Jawa Thakur

1756463581

I recently had the pleasure of working with Mr. Gulshan Mago, a mortgage broker at Fair Advice NZ Limited, to secure financing for the purchase of a childcare centre. From start to finish, Gulshan's service was nothing short of exceptional.Gulshan demonstrated an impressive depth of knowledge about the property market and commercial lending, guiding me through the complex process with clarity and confidence. His expertise was particularly valuable in navigating the unique financial requirements of purchasing a childcare centre. He took the time to understand my specific needs and tailored a loan solution that perfectly suited my goals, ensuring competitive rates and favorable terms.What stood out most was Gulshan's dedication and accessibility. He was available 24/7 to answer my questions, provide updates, and offer reassurance during what could have been a stressful process. His proactive communication and strong work ethic made every step seamless, from initial consultation to final approval. He also provided expert advice on structuring the loan to maximize financial stability, which gave me peace of mind as a business owner.Gulshan's ability to negotiate with multiple lenders ensured I had access to a wide range of options, and his commitment to securing the best possible outcome was evident throughout. Thanks to his efforts, I successfully purchased the childcare centre with a mortgage that aligned perfectly with my financial strategy.I highly recommend Gulshan Mago and Fair Advice NZ Limited to anyone seeking a mortgage broker for commercial, First Home or investment properties. His professionalism, market insight, and client-focused approach make him an outstanding choice. Thank you, Gulshan, for making this significant milestone achievable with such ease and confidence!

Raj Thakur

1756461194

Mr. Gulshan was incredibly professional and helpful throughout our home-buying process. From our first meeting, he took the time to understand our needs and provided expert guidance every step of the way. His knowledge of the market and strong negotiation skills helped us secure our new home at a very competitive rate. He was always responsive, patient, and honest in his advice, which made us feel confident and supported. The entire experience was smooth and stress-free, thanks to his dedication and attention to detail. We highly recommend Mr. Gulshan to anyone looking for a trustworthy financial professional adviser.

Rinku Kumar

1755203176

First of all , Thank you so much bhaji . I really appreciate your support and patience.Always provided updates during the process period.Always replied to our all questions.Great sound advice that made the whole process very easy. Excellent service and Highly recommend Fair advice .☺️Thanks again

aman sidhu

1753664126

Very informative and helpful.Always provided updates during the process period.Always replied to our all questions.Great sound advice that made the whole process very easyHighly recommend Fair advise .👍

Robin Singh

1753663565

Gulshan has been amazing to work with! Super patient, always happy to explain things (even when we had a million questions), and made the whole mortgage process so much easier. Really felt like we were in good hands the whole way through. Thanks so much for all your support — couldn’t have done it without you!

Ashoka Herath

1752220314

Initially i was reluctant to do application because i was not sure whether i am eligible or not. Praveen has advised me and explained everything thoroughly how it works later on had a meeting with Gulshan Bhai and he cleared all my doubts and he gave me estimates on how much i will be eligible and i got confidence, whole process went smoothly and whatever he gave the estimate amount he got it approved exactly the same. I would suggest my Friends and Family to Praveen and Gulshan Bhai for their next Mortgage Advise.

Bhavani Bollikonda

1751767616

Would highly recommend Gulshan ! It was such a great experience and easy process. We were first home buyers and couldn't have done it without Gulshan’s invaluable advice and assistance.

vijay sharma

1749761753

We engaged the services of Gulshan Mago at Fair Advice NZ to sort out the mortgage for our new home, and we couldn't be happier with the experience. From the very beginning, Gulshan was incredibly knowledgeable, approachable, and responsive. He explained each step of the process clearly, answered all our questions patiently, and helped us secure a fantastic deal that suited our needs perfectly.His professionalism and dedication truly stood out. He made the entire process smooth and stress-free, which was a huge relief during what can often be a complicated and overwhelming time. We genuinely felt supported and informed throughout the entire journey.If you're looking for a mortgage broker who is genuinely committed to helping you achieve the best outcome, we highly recommend Gulshan Mago and the team at Fair Advice NZ. Thank you, Gulshan, for making our dream home possible!

Manjit Singh

1749075973

I wanted to express my sincere gratitude for your diligent work in securing our mortgage and for your invaluable guidance throughout the entire process, right from our initial meeting. As first-time buyers, we found the entire experience to be exceptionally positive, and we feel very fortunate to have had dedicated professionals like yourself assisting us in realizing our dream. We also deeply appreciate the assistance and direction provided by Gulshan&Praveen Reddy

arav singh

1748681280

Gulshan from Fair Advise NZ provided clear explanations.* He was patient in answering my questions.* Gulshan took the time to understand my financial situation.* His tailored advice was very helpful.

Harinder Brar

1746148040

I wasn't entirely sure about the mortgage process when I first reached out to Gulshan, but he guided me seamlessly through every step and helped me secure my first home without any issues. His clear and thorough explanations of the entire process were truly impressive. I highly recommend Gulshan to anyone who feels uncertain about their journey to homeownership.

Dixit Bali

1746090750

Our loan settled with the better interest rate than we ask for. Me and my husband really greatfull to Mr.Gulshan that we got the best of best advise from you and you being really helpfull through the process as we saved lot of money from that,because of your value advise. I would recommended to everyone and looking forward to get some more advise and help, through our journey. thanks again to Fair Advice NZ.

Era Hetti

1745405764

Gulshan is very helpful and dedicated to the work. Whenever you need him he is there and he always gives the best advice to me. I followed his advice which helped me to get my first home.

Navdeep Dhiman

1743613848

Gulshan has been an absolute pleasure to work with and consistently provided excellent advice. He went above and beyond to help us achieve exactly what we needed. You can absolutely trust him on your journey to buying a home. What truly sets him apart is his transparency and accessibility—qualities that are rare to find in a mortgage broker!

Santosh Kumar

1738030750

Gulshan is an amazing advisor with great knowledge and skills who can get you finance with ease. His willingness to go that extra mile shows in the results. Very responsive and great communication. He worked with the bank to sort out the conditions raised for my mortgage and was very professional about it. Do have a chat with him for your mortgage needs and you won't be disappointed.

Sahil Chhabu

1737330261

⭐⭐⭐⭐⭐I recently had the pleasure of working with Gulshan Mago as my mortgage advisor for my first home purchase, and I can't recommend him enough! From the very first meeting, he made me feel comfortable and informed.He was incredibly knowledgeable about the mortgage process and took the time to explain all my options in detail. Their patience in answering my many questions helped alleviate my anxieties as a first-time buyer.Additionally, he was very responsive and made sure I had all the necessary documents ready, making the process much smoother. I felt supported every step of the way!If you're looking for a mortgage advisor who truly cares about their clients and provides exceptional service, look no further than Gulshan Mago at Fair Advice NZ. Highly recommend! Thank you for all your help!

Ramandeep Satti

1735374896

I recently refinance my loan through Fair Advice NZ and their service was beyond my expectations, Gulshan provided great service, efficient communication, and easy processes, with lots of help and support to get the right deal.

Bikramjeet Singh

1734576948

I want to share my positive experience with Gulshan at Fair Advice NZ. From start to finish, Gulshan demonstrated reliability and friendliness that made the home loan process remarkably easy. The services provided were excellent, ensuring that all my questions were answered promptly and thoroughly. If you're looking for a smooth and efficient experience with home loans, I highly recommend reaching out to Gulshan. You won't be disappointed!

Varinder Bains

1734315158

I recently had the pleasure of working with Mr Gulshan and I cannot express how grateful I am for his exceptional service. He is extremely professional and knowledgeable, guiding me through every step of the mortgage process with clear communication and attention to detail. Thanks to their hard work and commitment. we felt confident and supported throughout the entire process. I highly recommend Mr Gulshan for anyone in need of a reliable and trustworthy mortgage broker.

harpreet singh

1734069324

We recently worked with Gulshan for my mortgage needs, and the experience was exceptional. Gulshan was professional, knowledgeable, and always available to answer my questions. He walked us through the entire process, from finding the best rates to ensuring all paperwork was completed seamlessly. What impressed us the most was his ability to simplify complex terms and help me understand the financial implications of my choices.Thanks to his dedication, we felt confident and supported throughout the entire process. We highly recommend him to anyone looking for a trustworthy and efficient mortgage broker. His expertise and personal touch make a world of difference!Gushan g YOU ARE THE BEST 👍

malkiat singh

1732495544

I had the pleasure of working with Gulshan for my mortgage, and I couldn’t be more impressed! From the very beginning, communication was clear and straightforward, which made the whole process smooth and stress-free. Everything was handled efficiently, and there was never any time wasted. Gulshan really made sure everything was in order and kept things moving forward without any hiccups. I highly recommend Gulshan to anyone looking for expert mortgage assistance!

gurbhej singh

1732391827

Just purchased our 1st home Thanks to Mr Gulshan Mago. Can't recommend him enough. From day 1 he was so prompt in his service & so honest & thorough with his advice. He got us the best interest rate as well. The entire process went so smoothly, we are so so thankful to Mr Gulshan. Truely an expert in his field with commendable work ethics!

Amandeep Kaur

1731751647

Exceptional service, amazing results and super fast and proactive mortgage team. If you need anything finance related, reach out to Fair Advice. You won’t be disappointed. I will be back for sure!

Management PH

1727931523

It was a great experience. Great advice and easy solutions. Very helpful to buy our dream house. Many thanks Gulshan ji😊keep on doing awesome work

jaskamal preet singh

1726092987

Hi Gulshan,Thank you so much again as we are used his service again, as we came last year for approval of our first home loan definitely he did awesome job, fully impressed by his service and now we came again for our investment property, as usually he did great job this time as well and no doubt how amazing you are.Great work provide to us. We always grateful to you. You make our dream comes true. Always provide genuine information, no misleading, just straight forward.Once again thank you so much and we will be back again hopefully next year.

maninder somal

1725435926

Atul Sharma

1725045712

I had a Really Smooth experience and was guided properly through each every step of the process.Thanks a lot

Amrit Aulakh

1724978481

Gulshan has been amazing to work with. I can’t rave about him enough. We saw a different mortgage broker first who told us the house we were interested in was outside of our budget unless we cleared our debt. Then an agent referred us to Gulshan who we met with a week later. He ran our numbers and he told us let’s go for it. 8 days later we were approved after doing a live deal. We couldn’t believe it. We are now unconditional and soon to settle in our first home. Thanks Gulshan for helping make our homeowner dream come true. I can’t recommend him enough and will be telling all of our friends and family to reach out to him for help!

Naomi Smith

1724886577

Gulshan was absolutely fantastic! He provided excellent service and guidance throughout the mortgage process. His expertise and dedication truly made a difference in ensuring a smooth and successful experience. I highly recommend Gulshan for anyone seeking top-notch mortgage advice!

Ishwar Brar

1724038991

mahavir saini

1721303592

We had a really good experience with gulshan while buying our first home.Really appreciate his support.Highly recommended.

Divya

1720479645

I had an excellent experience working with Fair Advice. Mr. Gulshan is extremely professional and knowledgeable, guiding me through every step of the mortgage process with clear communication and attention to detail. His responsiveness and patience made the entire process smooth and stress-free, alongside the ability to handle any complications in the application. I highly recommend for anyone in need of a reliable and trustworthy mortgage broker.

Harliv Kaur

1719272557

Hi GulshanThankyou for everything you did for us from the start to the settlement day it was truly amazing and in unbelievable. You hold a special place in our heart to make our dream come to reality. We will continue to reach out in the future to you regarding our home loan. We are very excited and don’t know how to celebrate todays day 😁…Enjoy your rest of the day and will call you this afternoon. We are very pleased with Gulshan how he handled our situation from start to the end very professionally. Gets things done in a very productive way which is unbelievable. I’ll prefer to be very open minded when you talk to him. Thankyou for being there on our exciting journey and assisting us on our home loan Gulshan. 😊👍

Ashnil Prakash

1718071004

Great Service! Clear communication and the right person to go with. Highly recommended!!

Aryan Raghav

1717733309

We recently worked with Gulshan Mago for refinance our existing personal and business home loan. Thanks Gulshan Mago, you are an incredible mortgage advisor. Your organizational skills made the entire refinance mortgage process ran so smoothly.The excellent guide and the exceptional service we received from you during our refinance process was exceptional and beyond what we were expecting.You are an outstanding communicator; all steps were transparent and easy to understand. From the initial consultation to the final stage, you have shown excellent professionalism. You gave us the pros and cons of every possible option we discussed and got the appropriate refinancing plan for our needs.Thanks again Gulshan, for your amazing support. We’re glad and would recommend you to our friends who are looking for any home loan and refinance mortgage.

Aayan Property Developments

1717588723

We are property developers and Investors, originally from Bangladesh. We were needing to refinance our existing personal and business home loan and a healthy amount of top up as well to continue our on-going development project as the bank we were with was simply dreadful to deal with and did not think outside the box. Our accountant then introduced us with Gulshan Mago, financial advisor from Fair Advice NZ Ltd. Gulshan quickly checked our current financial situations and guided us professionally for the perfect solution we needed right from day one and until settlement was finished. Gulshan Mago, a person with the greatest patience we’ve ever seen, was very professional, very helpful gave us results with exceptional quality and overall, he was very easy to deal with and very responsive. Even though there was some complexity on our loan approvals, he took the challenge and BINGO! he got it done in no time like magic. That is why, his loan approval rate for his clients is 100%.Therefore, our personal and business loan has been refinanced at a better rate and an impressive amount of loan top up has been approved as well. Everything happened a lot faster than we expected. Now, Gulshan is putting another application as well for us to buy another investment property.We’ll certainly recommend Gulshan to our developer friends, investors, first home buyers, and our Bangladeshi community as well who are looking for any sort of home loan for a smooth, hassle-free and quick process.Thanks heaps Gulshan, you are a rock star!

Syed Homes NZ Limited

1717581354

Very good experience don’t think I can effort another house but with help and advice from Fair advice I bought another house.

sanjay patel

1717120787

Hemang Amin

1716199522

We are very happy and satisfied with the level of service received from Gulshan Mayo. I highly recommend Gulshan for his good knowledge, sound advise, efficient processes and quick turnaround to get the job done well in time.Thanks again Gulshan.

Meghna Kumar

1711076288

Gulshan and his team demonstrated exceptional skill in securing approval for our home loan. Despite exploring various brokers, we found Gulshan and his team to be the most proficient experts in their field. Highly recommended.

gurmeet singh

1711006014

It has been a pleasure dealing with Gulshan Mago.He ensured that we are informed of each and every process in the best possible manner.I truly appreciate his efforts and guidance.Thank you so muchBest wishes!

Vinod Vasudevan

1710267353

We got to know about Gulshanji from a property agent.. We did not have any knowledge about the process.. He guided his through the entire process and made things very smooth for us..We would like to thank Gulshanji for his full support and guidance and would be happy to recommend his name anytime..RegardsSunita Vinod

Sunita Vinod

1710223821

I wanted to take a moment to express my sincere gratitude for the outstanding service Gulshan Mago provided during our mortgage approval process. His dedication, expertise, and unwavering support truly made a difference for us.From the very beginning, he demonstrated exceptional professionalism and a deep understanding of the intricacies involved in securing a mortgage. His timely communication, attention to detail, and proactive approach were instrumental in ensuring a smooth and successful outcome.We appreciate his hard work and commitment, which ultimately led to the approval of our mortgage. His guidance throughout the entire journey was invaluable, and we couldn't be happier with the results.Special thanks to Gulshan Mago:Thank you for going above and beyond to assist us. Your efforts have made a significant impact on our lives, and we are grateful beyond words. We look forward to continuing our partnership with you in the future.

Mandeep Kaur Aujla

1710133052

Sophisticated and very helpful will recommend to everyone for Home Loan and Insurance Advice.Kind regardsGurpreet singh

Gurpreet Singh

1709540972

Dear Gulshan MagoThank you for all your help these past few months. Your hard work helped us find our dream home, and we couldn’t be more grateful or excited about this milestone.If you ever need a review or testimonial, please let me know and I would be happy to provide one. I also plan to refer you to my friends, family, and colleagues who need real estate assistance in the future.Thank you again for all your care and attention. You’re the best!Sincerely,Sukhbir Singh

singh sukhbir

1709275151

Fair advice’ expertise, honesty, and commitment to helping people meet their financial goals is what everyone should look for - absolutely top rated service 🙂

glenda formeloza

1709270613

Very easy to get a long with easy understanding anything I didn’t no gulshan helped solve the problem thankyou very much will be in touch again 🙏

Jasdeep & Ramandeep Bindra

1708909910

A Seamless Journey to Homeownership Excellence!I recently had the pleasure of working with Gulshan Mago, and I cannot express enough gratitude for the exceptional service and support I received. From the initial consultation to the final signature, the entire mortgage process was nothing short of excellent.Gulshan proved to be an outstanding communicator, ensuring that every step was transparent and easy to comprehend. His expertise not only guided me through the complexities of financing but also empowered me to make the best decisions for both my personal and professional life.What truly set Gulshan apart was his dedication to understanding my unique needs and tailoring solutions that aligned perfectly. This personalized approach, coupled with a high level of professionalism, made the entire journey stress-free.I appreciate Gulshan's commitment to excellence and highly recommend his services to anyone navigating the intricate landscape of mortgages. Thanks to him, I now feel not only financially secure but also confident in the choices made.Kudos to Gulshan for turning what could have been a daunting experience into a smooth and empowering process!

Birendra Rawat

1707107145

We are property investors and Developers.We are very thankful to Fair Advice NZ and Mr Gulshan Mago for helping us with various Construction/Renovation loan approval projects. Gulshan always provided best customer service even if there was lot of complexity involved in our finance approvals. He is very professional and responded to all my questions calmly.We will definitely recommend you to our friends who are looking for any home loan or insurance needs.Thanks again.

Amrit Singh

1706675050

We are property investors and we thankful for the fair advice Mr Gulshan mago helping us to process our renovation loan.Whole process was very fast , smooth and fair.We highly recommend

manpreet kaur

1706674998

“I can’t thank the Fair Advice/Gulshan Mago enough for helping me buy my first property in NZ after being let down at the last minute by one mortgage provider Gulshan worked tirelessly to secure me a mortgage and he kept me informed of what was happening every step of the wayThe Fair Advice will be top of my list to anyone who asks for a recommendation I will certainly use them in the future”

Jaspreet Kaur

1706610227

It was great experience i am completely impressed with their professionalism and customer service. Gulshan ji give us fair advise from beginning of our home loan processing to last day of house full settlement. The gulshan ji is very helpful and answered all our questions. I highly recommend to all peoples going to buy either first house or other health and house insurance.

Nitin anand

1706403478

Amazing experience working with Gulshan. He made the loan progress so smooth and easy. Always ready to offer advice and answer any questions you may have.

himmat bawa

1705622856

Thank you gulshan for helping us buy our first home everything went smoothly while applying to banks and advice you provided were genuine and up to the markThank you for making it happen gulshan keep up the good work

Munish lakhani

1702354742

Hi AllHighly Recommended, very satisfied, ans i ask him So So many questions and answers all off them with smile .Thank you Gulshan for your support

upinderpal singh

1700777779

Thank you Gulshan for guiding us on every step during our home loan process. You working values and ethics reflects your company’s name “Fair advice”. We felt like it was very easy through process while dealing with you. We will surely recommend you to our friends.🍻🍻🍻

aman gupta

1700350658

First of all Thank You so much Gulshan Mago (Fair Advice) for helping us throughout our journey of buying our first home. He is such a wonderful personality with an amazing positive attitude. Believe me we have visited so many mortgage brokers but due to some complications in our case, we never got positive advice from any of them. We still can’t believe that we ended up buying such a beautiful house only with the help of Fair Advice. His knowledge is beyond our imagination. I would highly recommend Gulshan Mago for his wonderful work and can-do attitude. God Bless You and we are feeling proud to say that we made a beautiful lifetime bond with you 😊😊😊😊…

Sonia Sonia

1698915740

Sam Shafi

1698826428

Whenever it is anything related to buying business, house or any loans etc we have only one person in mind and that’s Gulshan. Our journey with Fair Advice NZ started when we bought our first home and whole process was so smooth for us. Definitely recommend Gulshan and his team if you’re looking to buy your dream house too :)Ruchi and Rishi

Ruchi Sharma

1698635764

Gulshan was the best! Fast,friendly, and knowledgeable.Really helped me understand the process and got us a great set up.I will definitely be recommending him to family and Friends who might need a mortgage broker. An absolute icon!5 stars!

kapil grover

1698372273

First home, crazy property market, lots of worrying and no one could have handled the way Gulshan Maggo handled it for us.He made all this process look super easy.Its fantastic to deal with someone who knows what they're doing and how to make things happen.I highly recommend Fair advice to anyone trying to get onto property ladder, Gulshan guided us through the whole process as it can be very hectic going back n fourth between agent, lawyer and Broker.Overall smooth sailing throughout the whole process.Keep it Up Gulshan and team. Definitely 5 stars.

Rishi Gupta

1696892922

We had really good experience with gulshan while buying our first home in NZ really appreciate his support.

jagjeet Brar

1696283698

Great service, made our dream of owning our first home in Auckland a reality. So good to have someone like Gulshan in our corner while going through such a stressful process for buying a first home. 100% recommend Fair Advice NZ

Lalita Dayal

1696194097

“I appreciate your excellent service skills and providing great experience, especially answering calls on timely manner. Highly recommend.Thank you Gulshan for everything.

Sachi Chaudhary

1696024353

Thank you Gulshan for helping us with our home loan. You have made the whole process run smoothly and hassle free.

Mervin Narayan

1695114365

Thanks for awesome Service. Really recommend to everyone. Easy and straight process with fair advise nz

manvir gurna

1694039660

Thank you Gulshan for helping us with our mortgage process. You have made the whole process smooth and stayed with us till the last minute of the settlement. You are so humble and friendly and answered all our questions no matter how small or complicated even out of business hours. Big thanks to Pooja for directing us towards you. I highly recommend Gulshan the best mortgage broker. Thanks.

Tharini Karthikeyan

1693534798

Today we done our first home statement with financial approval with fair advice. Gulshan has been very helpful in assisting us to purchase our first home. Not only has gulshan assisted us with getting finance approved but he has also walked us through the entire purchasing process. We have found gulshan to be very personable and willing to go the extra mile. Thank you gulshan for your all help it is greatly appreciated. We highly recommend gulshan to anyone who may be looking to buy a house. Simple Fast Approved!”BiG tHaNkSGuLsHaN aNd fAiR aDviCE tEaM

tajinder singh

1693439125

Gulshan is very professional, kind and so welcoming. You just don’t get that kind of personal touch when dealing with Home loan. I am very impressed by his vision, hard work, outstanding performance. Fair advice reputation is well-earned. I appreciate all the help and look forward to many years.

Manjinder Singh

1693438887

Great customer service.

Manpreet Kaur

1693281924

Fantabulous😀 experience, I would like to thank Gulshan for advice us at each stages of our home loan.Highly recommended👍🏼

Sarab Singh

1693281376

Thanks for your guidance & help throughout the buying process.

Manpreet Singh

1693280018

Excellent advise and guidance provided by Gulshan. The whole process went very smoothly. Very happy with the Team at Fair Advice NZ. Highly recommended.

Sukhi Dandial

1692916345

Excellent service!!! Worked out the best deal for us to meet our requirements. Big thanks to Gulshan for his support, prompt action and communication throughout the application and the approval. I highly recommend Fair Advice NZ to all looking to buy their first home or investment property 👍👍👍

kais dandial

1692864305

Great help and guidance through the process.

bala sathiya

1690772371

Best Advisor ever meet, Gulshan has guided us throughout the process in our home loan and gave us the best advice. He does his work swiftly and answers all our queries and concerns. We are really happy to work with him. Thank you so much in guiding us through journey.

P Kumar

1690194508

Thank you Gulshan for helping us with our mortgage process. You have made the whole process smooth and have given us good understanding of products and pathway to sorting things. It been such nice experience as we did have chase you rather you have been on top of this. Please keep it up.

Gaurav Kumar

1690192762

I would like to thank Gulshan for making our home buying process super easy and fast. I was so comfortable with him to discuss all my concerns. He helped alot throughout the process. I would highly recommend him.

bachiter singh

1689160896

Gulshan is one of the best Advisor. He is extermely helpful, positive, friendly and kind- hearted person I ever met. He made our first home buying process super easy, he was always available whenever we have any doubt. I would recommend him as an Advisor. Don't think a single time just Contact him Now!

Karamjit Kaur

1689159709

Gulshan was simply the most amazing help for us on our first home purchase! Any question was answered no matter how small and he give a lot of time to us over the whole process, even going above and beyond to make sure all elements of our process went well!!!!!Highly recommend Fair Advice NZ and Gulshan!!

Karishma Chauhan

1689139728

Amazing service and care! Gulshan has been amazing to deal with. We really appreciate the time and effort and amazing advice he has provided along the way. Our needs and requirements in buying our first home were very unique and needed extra attention from day 1. Gulshan assisted each step of the way, he has offered sound advice, answered, and explained each of our queries in a timely manner. Thank you, Fair Advice NZ and Gulshan, for helping us with our first home.

bharat singh

1688971819

I would like to express my deepest gratitude for the remarkable service provided by Gulshan at @Fair AdviceNZ.Your professionalism, expertise, and genuine care for their customers' satisfaction have left an indelible mark on me.Highly recommend your services to my friends, family, and colleagues who are in search of an outstanding customer experience to buy their first homeThank you for your significant role in helping us buy first home.

HIMANSHU Chauhan

1688970458

Gulshan from Fair Advice Nz was so helpful and understanding. He made my first home building experience amazing and broke down things for me, so I was confident and comfortable throughout the entire process. I am so grateful to have worked with him!

Pramod Singh

1688088843

Highly recommended. Excellent experience and service. Very happy to deal with Fair advice Nz and will continue to get your services. Very professional, helpful and quality work and advice. Thank you so much.

Sonia

1687640614

Best advisor ever meet. Fast, friendly and always give positive outcomes. I highly recommend Gulshan from Fair advice nz. He is just amazing and kind heart personality.Thank you so much Gulshan

harkirat dhanoa

1687145605

Gulshan was extremely helpful,caring and understanding with our need, excellent service!Thanks so much.

Tanveer Sondhi

1684997421

First home buying process can't be more easier if you have Gulshan from Fair Advice NZ on your team. He is very easy going and listens to your situation and provides you with very valuable and practical solutions. If you are thinking to buy your first home, then Gulshan is your guy. i''m thankful to my friend as well who gave Gulshan recommendation.

Harry Singhi

1683842133

Anyone seeking fast,efficient,friendly and positive outcome ? Then look no further.Gulshan Mago (Fair Advise NZ) is the man u looking for."NO Stress..Gulshan will Impress"😊

Amandeep Singh

1682246279

From my experience of buying a house, I can say that getting the right person to sort your finances is really important and I highly recommend Gulshan from Fair Advice. His honesty and professionalism truly standout and make things a lot easier for you - ⭐️ an amazing experience overall!

Mandeep

1682053897

Would recommend Fair Advice NZ Limited 100%. From the initial contact to settlement date was so quick and professional, Gulshan Mago is amazing and we would definately use them again. Thanks Gulshan Mago for a truely positive experience when things were looking grim, you rock!!!"

Parambir Singh

1681964344

Exceptional service. Highly recommended!!My wife and I had a complicated case with just me having the PR. But thanks to timely advice and detailed explanations provided by Fair Advice that really helped me grab a great deal with the bank.

Ahmad Khan

1681872122

Great advisor very considerate and consistent and reliable.

Geeta Gounder

1680749577

Amazing experience & right guidance!

s nj

1678303572

First of all,I want to thank you Gulshan for your service. I could not imagine that we have settled in our first home in less then a months time. Your professionalism is very impressive. You took all our stress away. It's was your expertise that our loan was approved within one day. I wish you all the best and will surely recommend you to everyone who is after hassle free service.Thanks once again 😊

Nisha Airy

1676097118

I and my family feel so supported by the Fair Advice Team. I would definitely recommend if anyone is wanting advice on how to be able to buy a home or anything related to finances to approach the Fair Advice Team as they always have a solution.

Mona Trehan

1675813647

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